Financial Calculators
Plan investments, loans, mortgages, retirement, and taxes.
88 calculators available
Mortgage & Real Estate
Mortgage Calculator
Estimate monthly mortgage payments with taxes, insurance, and PMI.
Loan Calculator
Calculate monthly payments, total interest, and amortization for any loan.
Auto Loan Calculator
Calculate monthly car payments based on price, down payment, and rate.
Amortization Calculator
Generate a full amortization table for any loan.
Mortgage Payoff Calculator
Calculate how extra payments accelerate your mortgage payoff and save interest.
Home Affordability Calculator
Estimate how much house you can afford based on income and debts.
Rent Calculator
Determine how much rent you can afford based on income and expenses.
Real Estate Calculator
Analyze real estate investments including ROI, cap rate, and cash flow projections.
Refinance Calculator
Compare current loan costs with refinancing options to determine savings.
Rental Property Calculator
Analyze rental property profitability including cash flow, cap rate, and ROI.
APR Calculator
Calculate the Annual Percentage Rate including fees and compounding effects.
FHA Loan Calculator
Calculate FHA mortgage payments including MIP, taxes, and insurance.
VA Mortgage Calculator
Calculate VA loan payments with no down payment and no PMI requirements.
Home Equity Loan Calculator
Calculate payments for home equity loans based on equity and borrowing limits.
HELOC Calculator
Estimate payments for a Home Equity Line of Credit during draw and repayment periods.
Down Payment Calculator
Calculate how much down payment you need for a home.
Rent vs. Buy Calculator
Compare the total costs of renting versus buying a home.
Cap Rate Calculator
Calculate capitalization rate for real estate investment analysis.
Closing Cost Calculator
Estimate closing costs for a home purchase.
Rental Yield Calculator
Calculate gross and net rental yield for investment properties.
Mortgage Amortization Calculator
Generate a complete month-by-month mortgage amortization schedule.
Mortgage Calculator UK
Calculate UK mortgage payments with stamp duty and UK-specific tax considerations.
Canadian Mortgage Calculator
Calculate Canadian mortgage payments with semi-annual compounding as required by law.
Debt-to-Income Ratio Calculator
Calculate your debt-to-income ratio to assess borrowing capacity and financial health.
Loans & Credit
Payment Calculator
Calculate monthly payments for any loan amount, rate, and term.
Finance Calculator
Solve for any missing loan variable: payment, principal, rate, or term.
Personal Loan Calculator
Estimate monthly payments and total interest on personal loans.
Student Loan Calculator
Calculate monthly payments and total cost for student loans.
Credit Card Calculator
Calculate how long it takes to pay off credit card debt and total interest cost.
Debt Payoff Calculator
Plan how to pay off debt faster and save on interest.
Credit Cards Payoff Calculator
Plan a strategy to pay off multiple credit cards and minimize total interest.
Auto Lease Calculator
Calculate monthly lease payments including depreciation, interest, and taxes.
Business Loan Calculator
Calculate payments and costs for small business loans including SBA and term loans.
Debt Consolidation Calculator
Compare consolidating multiple debts into a single loan versus paying them separately.
Repayment Calculator
Create a debt repayment plan showing payoff timeline and total interest.
Boat Loan Calculator
Calculate monthly payments and total cost for marine and boat financing.
Lease Calculator
Calculate monthly lease payments for vehicles, equipment, or property.
Cash Back or Low Interest Calculator
Compare cash-back rebate versus low-interest financing offers on purchases.
Investment & Savings
Interest Calculator
Calculate interest earned or paid on savings, investments, or loans.
Investment Calculator
Project investment growth with regular contributions and compound returns.
Compound Interest Calculator
See how your money grows with compound interest over time.
Savings Calculator
Project savings growth with regular deposits and compound interest.
Interest Rate Calculator
Find the interest rate needed to reach a financial goal given principal, payment, and term.
Simple Interest Calculator
Calculate simple interest on loans or investments.
CD Calculator
Calculate CD maturity value, interest earned, and effective APY.
Future Value Calculator
Calculate the future value of a present amount with compound growth.
Present Value Calculator
Calculate the present value of a future amount using a discount rate.
Average Return Calculator
Calculate arithmetic and geometric average returns for an investment over multiple periods.
Bond Calculator
Calculate bond price, yield to maturity, and current yield for fixed-income investments.
Mutual Fund Calculator
Project mutual fund growth with regular investments and expense ratio impact.
ROI Calculator
Calculate return on investment for any venture or project.
IRR Calculator
Calculate the Internal Rate of Return for a series of cash flows.
Payback Period Calculator
Calculate how long it takes for an investment to recoup its initial cost.
Bond Yield Calculator
Calculate bond current yield and approximate yield to maturity.
DRIP Calculator
Project portfolio growth with dividend reinvestment (DRIP).
Investment Return Calculator
Calculate annualized returns on your investments.
Savings Goal Calculator
Figure out how much to save monthly to reach your goal.
Retirement
Retirement Calculator
Plan your retirement savings and income needs.
401(k) Calculator
Calculate 401(k) growth with employer match and annual contributions.
Roth IRA Calculator
Project Roth IRA growth with annual contributions and tax-free compound returns.
IRA Calculator
Project traditional IRA growth with annual contributions and tax-deferred compounding.
Pension Calculator
Estimate monthly pension benefits from salary, years of service, and multiplier.
Social Security Estimator
Estimate Social Security benefits based on claiming age and earnings.
Annuity Calculator
Calculate future value of regular annuity payments with compound growth.
Annuity Payout Calculator
Calculate periodic income from an annuity balance over a payout period.
Required Minimum Distribution Calculator
Calculate required minimum distributions from retirement accounts.
Tax & Salary
Income Tax Calculator
Estimate federal income tax liability based on filing status, income, and deductions.
Salary Calculator
Convert salary between hourly, weekly, biweekly, monthly, and annual amounts.
Take-Home-Paycheck Calculator
Estimate net pay after federal, state, and FICA tax withholdings.
Sales Tax Calculator
Calculate sales tax on purchases or find the pre-tax price.
Paycheck Calculator
Estimate net pay after federal tax, state tax, and deductions.
Tax Bracket Calculator
Find your federal income tax bracket and estimated tax.
Estate Tax Calculator
Estimate federal estate tax liability based on estate value and exemptions.
Marriage Tax Calculator
Compare tax liability for married filing jointly versus filing separately.
VAT Calculator
Calculate Value Added Tax: add VAT to a price or extract VAT from a VAT-inclusive amount.
Business
Discount Calculator
Calculate sale prices, savings, and discount percentages.
Profit Margin Calculator
Calculate gross, operating, and net profit margins.
Tip Calculator
Calculate tips and split bills between groups.
Budget Calculator
Create a monthly budget by allocating income across spending categories.
Commission Calculator
Calculate sales commission based on revenue, rate, and tiered structures.
Markup Calculator
Calculate markup percentages and selling prices.
Margin Calculator
Calculate profit margin, markup, cost, and revenue for products and services.
Break-Even Calculator
Find out how many units you need to sell to break even.
Cash Flow Calculator
Calculate net cash flow from income and expenses.
Percent Off Calculator
Calculate the final price after applying a percentage discount.
Depreciation Calculator
Calculate asset depreciation using straight-line, declining balance, or sum-of-years methods.
Inflation Calculator
See how purchasing power changes over time.
GDP Calculator
Calculate GDP using the expenditure approach.
About Financial Calculators
Plan investments, loans, mortgages, retirement, and taxes. CALTRX provides 88 free financial calculators with step-by-step explanations, formulas, real-world examples, and expert tips. Every calculator is designed for clarity and accuracy, helping you understand not just the answer but the reasoning behind it.